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Housing Selection (cont.)

Private Pay Housing:  Private Pay Housing is a housing option where the full cost of living is the sole responsibility of the occupant or the party in charge of the occupant.

1. Senior Housing:  This housing is restricted to seniors (and possibly younger adults with disabilities).  It includes no supportive services or staffing to address the special needs of aging residents.  This housing is not licensed by a government agency.  Subsidized versions may be supervised by a government housing agency.

2. Active Adult Community:  This is an age-restricted (often aged 55 and over) community of single-family homes, condominiums, or cooperative units.  It includes lifestyle amenities such as a tennis court, swimming pool, golf course, fitness center, clubhouse, and/or restaurant.  This housing is not licensed by a government agency.

3. Independent Living Community:  This housing is associated with an admission fee.  The fee varies from communities based on the amenities or social courtesies or pleasantries.

4. Retirement Residence:  This housing and care complex is restricted to seniors.  It includes independent living units (apartments and/or cottages), social activities, meal supportive assistance, and personal care all on one site.

5. Nursing Homes:  This facility is licensed and regulated by the State.  This facility can be costly for long term stays.  The facilities usually have skilled professional staff available 24 hours a day.  All meals and services are included in their cost.  Many Long Term Care Insurances cover the cost of services.

6. Dementia Care Facility:  This housing is specifically for people with dementia.  It can be a discrete facility or can be a special section or wing in a housing development or a residential care facility.  The physical layout, programmatic aims, staffing, and care plans are specially designed to address the needs of people with Alzheimer's Disease or other dementia conditions.  This housing is licensed and regulated by the State as an Adult Home.

NOTE: "Private Pay Housing Options” are less restrictive than "Subsidized Housing Options", and in many cases are just limited to one's ability to finance their stay.  In both cases, guidelines and qualifications may vary from site to site and State to State.

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